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Manitowoc Chapter 13 Bankruptcy Lawyer

Take Control and Reorganize Your Debt With Chapter 13

A Chapter 13 bankruptcy, also known as "debt reorganization," allows individuals and married couples who may not qualify for Chapter 7, to reorganize and reduce overall debt. A Chapter 13 may be the only way to stop a mortgage lender from foreclosing and selling a home while allowing the borrower to bring the mortgage current over a three to five-year period. At the same time, it can completely eliminate certain second mortgages, reduce excessive debt owed on certain vehicles, and still eliminate much or all of the same unsecured debt that a Chapter 7 filing can. Current law ('BAPCPA', enacted in 2005) also prohibits certain debtors with "above median" incomes to seek Chapter 7 relief. The "Means Test" used to determine this is a complex and ever-evolving area of law requiring the expertise and advocacy of an experienced Chapter 13 attorney. C.R. Krieger is a Manitowoc, Wisconsin, based bankruptcy attorney who has been on top of the latest developments in bankruptcy law since the early 1990s. He will take the time to understand your concerns and to develop a unique debt reduction plan on your behalf.

Debt Reduction for Individuals and Families

Chapter 13 essentially amounts to a partial or full repayment of debts on a restructured payment plan. In some cases there is a reason or ability to repay debts and in other cases you will be forced to repay those debts because of the law. A Chapter 13 bankruptcy will reduce your overall debt by putting an end to interest and fees and allowing you to restructure an affordable payment plan. Our Manitowoc Chapter 13 bankruptcy attorney can also help you to:

  • Stop creditor harassment
  • Stop foreclosure
  • Stop legal action
  • Stop wage garnishment
  • Protect your property

Protecting You at Every Stage

We know that bankruptcy can be complex and overwhelming. You may not even know if bankruptcy is the right solution for you. We will take the time to review your assets, debts and income. Whether or not you qualify, we will also review your personal circumstances and help you decide if bankruptcy is the right option. You can feel confident that we will remain attentive, available and prepared to handle even the most complex issues that may arise.

Ask if an attorney that you're considering hiring practices in the area of Chapter 13 bankruptcy. If not, then you could be missing out on the option that might be the best for you. If you're in Manitowoc County, ask another attorney who he or she would recommend for a Chapter 13 bankruptcy. Chances are good that recommendation will be C.R. Krieger.

Call 920-482-2037 or contact us by e-mail for a free consultation with an experienced Sheboygan debt repayment plan attorney.

Free consultations · English and German language spoken · Located conveniently one block north of the Manitowoc Courthouse and around the corner from The Courthouse Pub on Historic Jay Street


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Office Location

The Law Offices of C.R. Krieger
807 Jay Street
Manitowoc, WI 54220
Phone: 920-482-2037
Fax: 920-684-6975
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Call : 920-482-2037